A thorough analysis of your whole financial picture will prevent inconsistencies from arising in your day-to-day economic decisions.

Do you spend 20 minutes to find the cheapest socks, but fail to shop around for the highest returns on $50,000 of investments? Do you spend $5 on gas to save $3 on dish soap? Do you spend 30 minutes of your time (at $20/hour) packing a bag lunch instead of paying $5 to buy an equivalent lunch at the cafeteria?